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Real costs by school · Montclair, NJ · Public

What Montclair State University actually costs at your income.

At Montclair State University, families earning $75,000–$110,000 paid an average of $22,058 per year — the published cost of attendance is $28,305. (Federal College Scorecard data, July 2026 refresh.)

Every income band — the federal numbers (Public-school prices below reflect what in-state families reported paying; out-of-state families typically pay more.)

Household incomeAvg net price / yr≈ four years*
Under $30k$10,880 / yr$45,859
$30–48k$11,532 / yr$48,607
$48–75k$16,388 / yr$69,075
$75–110k$22,058 / yr$92,974
Over $110k$25,573 / yr$107,790

*Four-year figures grow each year's price by 3.5% — the same method College Compass uses in a family's plan. "Net price" is what families actually paid after grants and scholarships, as reported to the U.S. Department of Education — not a calculator's estimate. Federal reporting groups every income above $110k into one band; families well above it often pay closer to the full cost.

After graduation — federal data

Graduates earning, 10 yrs out (median)$61,415
Graduate in four years — the rate you're budgeting on46%
Six-year graduation rate70%
Typical graduate's own federal debt$22,000

Earnings and completion from federal reporting — not the school's own placement survey.

These are averages. Your family isn't average.
College Compass runs Montclair State University against your student's real GPA, your real income band, and your actual high school — admit odds with the math shown, merit likelihood, and the season's deadlines. First three schools free.

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