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Real costs by school · Lowell, MA · Public

What University of Massachusetts-Lowell actually costs at your income.

At University of Massachusetts-Lowell, families earning $75,000–$110,000 paid an average of $16,460 per year — the published cost of attendance is $30,786. (Federal College Scorecard data, July 2026 refresh.)

Every income band — the federal numbers (Public-school prices below reflect what in-state families reported paying; out-of-state families typically pay more.)

Household incomeAvg net price / yr≈ four years*
Under $30k$9,943 / yr$41,910
$30–48k$10,199 / yr$42,989
$48–75k$12,141 / yr$51,174
$75–110k$16,460 / yr$69,379
Over $110k$26,139 / yr$110,176

*Four-year figures grow each year's price by 3.5% — the same method College Compass uses in a family's plan. "Net price" is what families actually paid after grants and scholarships, as reported to the U.S. Department of Education — not a calculator's estimate. Federal reporting groups every income above $110k into one band; families well above it often pay closer to the full cost.

After graduation — federal data

Graduates earning, 10 yrs out (median)$64,874
Graduate in four years — the rate you're budgeting on45%
Six-year graduation rate66%
Typical graduate's own federal debt$23,704

Earnings and completion from federal reporting — not the school's own placement survey.

These are averages. Your family isn't average.
College Compass runs University of Massachusetts-Lowell against your student's real GPA, your real income band, and your actual high school — admit odds with the math shown, merit likelihood, and the season's deadlines. First three schools free.

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