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Real costs by school · Amherst, MA · Public

What University of Massachusetts-Amherst actually costs at your income.

At University of Massachusetts-Amherst, families earning $75,000–$110,000 paid an average of $18,964 per year — the published cost of attendance is $34,549. (Federal College Scorecard data, July 2026 refresh.)

Every income band — the federal numbers (Public-school prices below reflect what in-state families reported paying; out-of-state families typically pay more.)

Household incomeAvg net price / yr≈ four years*
Under $30k$10,164 / yr$42,841
$30–48k$10,456 / yr$44,072
$48–75k$12,932 / yr$54,508
$75–110k$18,964 / yr$79,933
Over $110k$30,793 / yr$129,792

*Four-year figures grow each year's price by 3.5% — the same method College Compass uses in a family's plan. "Net price" is what families actually paid after grants and scholarships, as reported to the U.S. Department of Education — not a calculator's estimate. Federal reporting groups every income above $110k into one band; families well above it often pay closer to the full cost.

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What would your family pay?

Will your student get in?

Admit rate58% in-state · 64% out-of-state — the school's own Common Data Set
Merit66% of no-need freshmen · avg $7,757 — the school's own Common Data Set
PaperworkSTARS · official scores · no extra essays — school-verified Aug 2026

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How this school's price compares

At $75,000–$110,000 of household income, the distance between University of Massachusetts-Amherst's published sticker price and what families in that band actually paid is $15,585 a year — a 45% discount off the number on the brochure. That ranks it 3rd lowest of the 5 Massachusetts schools on this site at that income. Graduates report a median $71,631 10 years out — roughly 90% of the four-year cost at this income band.

After graduation — federal data

Graduates earning, 10 yrs out (median)$71,631
Graduate in four years — the rate you're budgeting on75%
Six-year graduation rate81%
Typical graduate's own federal debt$22,763

Earnings and completion from federal reporting — not the school's own placement survey.

These are averages. Your family isn't average.
Run University of Massachusetts-Amherst against your student's real GPA, your income band, and your actual high school — odds with the math shown, the paperwork it requires, and its deadlines on one plan. First three schools free.

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Nearby comparisons

University at Buffalo · University of Connecticut · New York University

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