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Head to head · Florida

University of Central Florida vs University of South Florida

Which of these costs less depends on what you earn. At $48–75k and below, University of South Florida is the cheaper of the two; from $75–110k up, University of Central Florida is. Sticker price shows none of this.

What each actually costs, by household income

Household incomeUniversity of Central FloridaUniversity of South FloridaDifference
Under $30k$5,816$4,122$1,694
$30–48k$7,174$5,444$1,730
$48–75k$10,128$9,326$802
$75–110k$14,902$15,224$322
Over $110k$17,681$18,497$816

Green marks the cheaper of the two at that income. "Net price" is what families actually paid after grants and scholarships, as reported to the U.S. Department of Education — not a calculator's estimate. Public-school figures reflect in-state families; out-of-state families typically pay more.

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Four years, at $75–110k

University of Central Florida$62,812
University of South Florida$64,169
Difference over four years$1,357

Each year's reported net price grown 3.5% — the same method College Compass uses inside a family's plan.

Getting in

Published acceptance rate40% · 43%
Average SAT1269 · 1227

Listed University of Central Florida first, then University of South Florida. Acceptance rate is the school's overall published figure — your student's own odds depend on their transcript, scores, and high school.

After graduation — federal data

Median earnings, 10 yrs out$58,308 · $57,743
Graduate in four years55% · 65%
Typical graduate's own federal debt$18,190 · $17,988

Again University of Central Florida first. The four-year graduation rate matters more than it looks: a fifth year is a fifth year of paying.

These are averages. Your family isn't average.
Run both against your student's real GPA, your income band, and your actual high school — odds with the math shown, and what four years would really cost you, side by side. First three schools free.

Compare them for your student →

Go deeper on either school

University of Central Florida — every income band · University of South Florida — every income band · All Florida public colleges